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Creating Instant Equity
With Home Renovations

After
Before
0%
Average Return on
Investment (ROI)
0+
Agent
Partners
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Cost Deferred to
Settlement
100%
Interest Charged
Sproost+ Projects

Our Renovation Services

Your Renovation Journey
With Sproost+ In 12 Easy Steps:

1. Schedule an Appointment

Call us to set up an In-Person Estimate or request a Virtual Estimate through the Sproost+ Mobile App.

2. Site Walk-Through

We'll tour the property with you to inspect, assess, and recommend the best renovation options.

3. Estimate Preparation

Our team calculates the costs and timelines for your specific project needs.

4. Review Proposal

We present the plan and budget for your final approval before starting.

5. Execute Agreement

Once approved, both agent and homeowner sign the Pay-at-Close Agreement, outlining the timeline, scope, and costs.

6. Pre-Walk Through

Before construction begins, we hold a Pre-Walkthrough with the homeowner, subcontractors, agent, and project manager to finalize details like materials, schedules, and expectations.

7. Start of Construction

Renovations begin! We provide weekly progress updates to keep everyone informed.

8. Post Walkthrough

After construction wraps, we schedule a Post-Walkthrough to ensure all work is completed according to plan, and if there are any items we missed or corrective work needed, we address them promptly.

9. Certificate of Completion

We issue an official Certificate of Completion confirming all renovations are done.

10. Agent Listing Handoff

The baton is passed to your real estate agent to list the property and begin marketing to buyers.

11. Under Contract

Once the home is under contract, Sproost+ works directly with the Title Company selected by the buyer to coordinate the Pay-at-Close arrangement.

12. Settlement Day

You close on your home, we get paid at the settlement table— and we all celebrate a successful renovation and sale!

Our 4 CORE SERVICES

RENOVATE-TO-SELL
RENOVATE-TO-SELL

We assist current homeowners who want to maximize the equity in their home by enhancing it through strategic renovations based off of active listings and historical MLS data to increase the value an help the home sell quicker. We come in and add immediate value to our seller client by paying and managing their home renovation project in full all while deferring the cost of the project at a 0% interest rate and not due until settlement so that sellers can be relieved of any costly upfront out of pocket expenses and maximize their net proceeds!

Our Renovation Financing Options

Fix and Flip

A Fix and Flip Loan gives investors fast funding to buy, renovate, and resell properties—perfect for turning potential into profit with quick, flexible financing

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Bridge Loans

A Bridge Loan helps homeowners buy a new home before selling their current one—offering short-term financing to “bridge” the gap with ease and flexibility

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Construction Loans

A Construction-to-Perm Loan offers one-time close financing that covers land purchase and building costs-perfect for homeowners wanting a single 30-year mortgage for their dream home

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FHA203k

The FHA 203(k) Loan lets buyers or homeowners finance home repairs and renovations into one FHA mortgage—perfect for fixing up and personalizing any property

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VA Renovation Loans

The VA Renovation Mortgage lets eligible veterans roll home repairs and upgrades into one easy VA loan—ideal for transforming a fixer-upper into your perfect home!

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Conventional HomeStyle Renovation Loans

The Conventional HomeStyle® Loan lets buyers or homeowners finance renovations and repairs with their mortgage—great for customizing a new purchase or updating a current home!

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HELOCs

A HELOC (Home Equity Line of Credit) gives homeowners flexible access to cash from their equity—great for renovations, emergencies, or big expenses as needed!

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Cash-Out Refinance Loans

A Cash-Out Refinance lets homeowners tap into their home’s equity for cash—perfect for renovations, debt payoff, or big goals, all with one new mortgage.

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Get 24/7 Virtual Estimates With Our LiDAR-Powered 3D Property Tours & Floorplans

We offer virtual quotes, seamless change order updates, and real-time collaboration with our customers throughout the renovation process. Using immersive 3D property tours with our advanced LiDAR technology, Sproost+ can capture precise secondary measurements to ensure accuracy for materials and design+build projects while updating you every step of the way.

3D Tours

Our Partners

Fairfax RealtyCummings & CoSotheby'sRLAHBerkshire HathawayeXp RealtyKeller WilliamsSamsonPearson SmithTaylor PropertiesOwn Real EstateFairfax RealtyCummings & CoSotheby'sRLAHBerkshire HathawayeXp RealtyKeller WilliamsSamsonPearson SmithTaylor PropertiesOwn Real EstateFairfax RealtyCummings & CoSotheby'sRLAHBerkshire HathawayeXp RealtyKeller WilliamsSamsonPearson SmithTaylor PropertiesOwn Real Estate

Frequently Asked Questions

If your home takes longer to sell, Sproost+ may record a voluntary mechanics lien on the property to safeguard the investment we’ve made in your renovations. There are no hidden fees or interest charges—repayment is simply postponed until your home successfully sells, as long as you and your agent remain committed to actively marketing the property

Sproost+ generates revenue much like a traditional general contractor by charging a project management fee and applying modest markups on the materials and labor we source. Our estimates are fully itemized and competitively priced, giving clients the flexibility to compare bids or retain us for only the scopes of work they need—meaning we only profit from the services we provide. Beyond renovation projects, we also handle full-service home improvement projects (such as additions, kitchens, baths, painting, and flooring), revitalize distressed homes for homeowners seeking quick as-is sales, and offer renovation loan origination to support our customers’ needs.

Sproost+ stands out by offering a unique “Renovate-to-Sell” financing model, allowing homeowners to defer payment for approved projects until settlement—so we’re paid from the equity we help create, not out of pocket. In addition, we leverage technology to modernize the renovation experience, including 3D renderings and a mobile app that streamlines communication and project management for both homeowners and agent partners.

The answer is simple: No. With our Renovate-to-Sell program, Sproost+ never adds interest, points, or hidden fees. You only pay the original estimate we provide, nothing extra. In fact, we’ve found that almost 9 out of 10 of the homes we renovate go under contract within 30 days or less. For the few that take longer, we stay committed as your partner, working with you and your agent to achieve the best possible result at settlement

In most cases, no. Sproost+ serves as the general contractor and works with a network of vetted in-house vendors to manage labor and ensure quality (many of these contractors are featured on our website). Outside contractors must meet strict requirements, including verified insurance, proper licensing, and workmanship standards, before they can be approved to work on our Renovate-to-Sell projects. That said, we are happy to interview any recommended contractors. Our long-term vision is to create a marketplace connecting homeowners, agents, and contractors, while we handle financing and project management—but for now, we provide a single-source solution for all pre-sale renovations.

If a homeowner no longer wants to sell, we are happy to provide HELOC, cash-out refinance, and home improvement loans if they choose to finance the work we will complete prior to construction. Also, the customers may pay cash or elect to go with their own financing.

It’s all a collective effort! Sproost+ takes all suggestions from either the Realtor and/or the homeowner. However, Sproost+ has the final design decision that we feel will help the client sell the property the fastest and for the most profit. In addition, we have preferred pricing from our vendors when selecting materials so that we are able to provide affordable renovation and design solutions.

If you are a homeowner looking to have work compelted on your property, we strive to earn your business with our “Renovate-to-Stay” service option. When you hire us to provide a renovation estimate, then we would work with you to design your home and slect materials and showcase samples in needed. We also will connect you with our design team who will help you build 3D visuals and renderings so your ideas come to life!

Yes! Each estimate is itemized and we bundle all the work together to provide you the best offer when we do all the work. however, we itemize each repair or renovation if you only want certain services. IF paying upfront, a 10% discount is applied to the estimate.

Property potential

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